Exeter. I remember reading that taxes are high in Maine, but would this effect retirees much? Like many states, Walmart is also high on the list of top employers, closely followed by Maine’s very own L.L Bean clothing and outerwear brand. There are pros and cons to retirement, both in terms of finances and in terms of lifestyle. Men retire at an average age of 64, while for women, the average retirement age is 62. But their menu doesn’t stop there, the state also has an abundance of fresh clams, scallops, crab, oysters, mussels, and fish hauled straight out of the ocean and onto your plate every day. I'm happy I used this tough experience as a stepping stone. He has been featured in Inman, Readers Digest, Fox News, American Express, Fit Small Business, Policy Genius, Lending Tree, GoDaddy, Manta as well as other major websites. We have access to incredible restaurants, shops, bars, and museums, and yet live in a peaceful, seaside community where people walk outside, wave to each other, and offer assistance when needed. Unlike Portland, the majority of people here are homeowners and household incomes tend to be high. Freeport is well known for is an awesome collection of outlet stores, and is home to the world-famous L.L Bean clothing brand. Maine is the only state in the country that shares a border with just one other state. The average cost of rent is also cheaper in Maine than other places, with the monthly cost of a one-bedroom or two-bedroom being, or $1006, respectively—making both buying and renting an affordable opportunity to consider.Â, , Maine ranks as number 14 in terms of having the best healthcare in the United States, and it surprisingly does not come at too high of a price. Please check your email for our the secrets. From budding entrepreneurs and young professionals, to those raising a family, Maine has a little something for everyone. We may add other states later but we want to first concentrate on the states we … in Maine, which factors in the cost of a hospital bed and doctor and dentist visit is only .1% higher than the United States average. We hope you enjoyed this guide as much as we did writing it, but not as much as you’ll enjoy the state when you visit Maine for yourself. This can be a pro or con depending on your age. If you’re the energetic type, then you’ll love hiking up Maine’s tallest peak, Mount Katahdin. It’s good news for drivers though, as gas prices are cheaper than the national average, with a gallon costing an average of $2.83 as of the date of this publication. Pro: City Life! Where To Get Free Moving Boxes? Your email address will not be published. Where Is The Best Place To Buy Moving Boxes? Let’s take a look at some of the reasons people choose to retire here…. I worry that the secret of Maine will get out to the rest of the world, but damn – this place is truly unique!”. Cape Elizabeth also has some of the best grade schools in the state. We've decided to join forces and make the best of it. I hope that’s a coincidence, but it’s awful, regardless. The downtown area, known as “The Peninsula’, is only around 3 miles wide, and extremely walkable since everything is conveniently close together by the water. With 1.6 million passengers traveling through the airport every year, you’re well connected to the rest of the country which means you’ll get plenty of visitors. However, the state also gets fairly cold and has high income taxes.Â, If you are interested in retiring to Maine and want to learn all about the pros and cons that come with settling down in The Pine Tree state, keep reading the article below to learn more.Â, There are plenty of pros as to why Maine has become increasingly popular for retirees and provides many benefits for both you and your family to enjoy. To read more about why this gorgeous state has become a place retirees choose to spend the rest of their lives, keep reading.Â, The cost of living in Maine is about 4% lower than that of the United States average, coming in at 96.5. The Woodlands is located just a half hour north of Houston Texas. 19 Pros and Cons of Living in New Hampshire June 18, 2019 June 22, 2019 by Louise Gaille New Hampshire is one of the smallest states in the U.S., bordered by the Atlantic Ocean and Maine to the East, Vermont … They also have higher than average property tax rates. If you’re looking to buy a property here, you can find some great bargains; the median home value is just $160k. Pros of Retiring in Maine There are plenty of pros as to why Maine has become increasingly popular for retirees and provides many benefits for both you and your family to enjoy. Did you know that we can help you save a lot of money when selling your house? Young couples also consider moving to Maine … Maine isn’t called Vacationland for nothing. Despite property prices being above the national average, when we compare the prices here to the rest of New England, you get a lot more bang for your buck in Maine. Over 65’s get free day passes to any of Maine’s beautiful state and national parks. Even the cities have a quaint small-town vibe where it’s common to run into people you know in the street or at the grocery store. It’s a close-knit coastal community of around 5400 people, right on the border of the Arcadia National Park. Although it’s a sparsely populated state, Maine’s unemployment rate is an impressive 2.7%, well below the national average, which suggests that there’s more than enough work to go around. The average home here costs around $540k. In the past few decades, things have shifted dramatically in The Pine Tree State. So what’s drawing so many seniors to the Pine Tree state? Let’s take a look at some of the best activities and attractions from around the Pine Tree State. Maine, situated in the far reaches of the north-eastern seaboard, is known as one of the quietest, serene and peaceful states you could choose to live in. There are only two states that exempt nearly all retirement … As always, local markets are subject to fluctuations and tend to ebb and flow throughout the year, so always do your own due diligence and research. NOTE: This is by no means an exhaustive list, and in no particular order of ranking. Retiring in Maine means having a low cost of living, finding affordable housing, being around plenty of other retirees, getting amazing healthcare, being surrounded by gorgeous scenery, and having plenty to do in your free time. About an hour north of Portland you’ll find the 270-acre Coastal Maine Botanical Gardens, perched against the backdrop of the choppy Atlantic Ocean. Now that we’ve taken a look at what Maine has to offer, let’s recap some of the pros and cons of relocating to the Pine Tree State. We Negotiated Discounts With Great Agents. Check out our profiles on the lovely Cape Cod towns of Provincetown, Chatham, or Falmouth to find vital information to help you assess pros and cons of living there. There’s also a room dedicated to landscape artist Winslow Homer’s incredible paintings of the rugged Maine coastline. than that of the United States average, coming in at 96.5. Typically, the worst time to buy a home in Maine is towards the end of summer when prices and demand is high. The homes here tend to be quite large, but there are still some cute little cottages that retain the fishing village charm of the area. 25 Pros and Cons of living in Maine. You won’t have to worry about long cold snowy winters while living in Georgia. There are some great hiking trails and some fantastic camping spots for overnight stays.  It’s well worth getting up early to watch the sunrise from Cadillac Mountain…its north-eastern location means it’s the first place to see it in the country. With that being said, the low cost of living may be less relevant, depending on how much money you have for your retirement. With almost every aspect of the cost of living, which includes but is not limited to housing, transportation, and utilities being cheaper than the United States average as well, the cost of living in Maine is quite affordable for almost anybody.Â, The housing prices in Maine are fairly reasonable, with the median home cost being, , which is slightly lower than the United States Average. There are tons of great places to live in the Pine Tree State, each with their own distinct personality and charm. It’s another relatively small community, with around 8000 permanent residents, although things do get busy during the summer months as people flock to the area on vacation. Also, as Floridians, are we underestimating the misery of a Maine winter? It may be known as “The Pine Tree State’, with 80% of the land is covered in forest, but there’s much more going on in Maine than just its natural beauty. Pros: 3k feet elevation means you can live fairly easily year round if you use pools and AC in summer mid day, beautiful open country surrounded by mountains, unparalleled recreation facilities, golf, hiking, biking, walking for low costs in sunny weather almost every day of year, variety of backgrounds of people, very very … The aptly named Pine Tree State has a whopping 17.5 million acres of forest, so no matter where you settle here, there are endless opportunities for camping, hiking, cycling and exploring in nature. Then why would Kiplinger rank Pennsyl­vania #6 in the 2017 ranking of the 10 most tax-friendly states for retirees?. Retirement Lifestyle In New Hampshire Regardless of what you want in a retirement lifestyle you can find … Head further inland from the coastal zone to get a better bargain. My wife and teenage son and I live just outside of Portland, giving us the best of both worlds. You, too, can settle in this country, but it's better to do due diligence before making a... Hey there, we're Ruth and Anja. Let’s face it, Maine gets cold and snowy. The Pros And Cons Of Living In Maine . Just north of Yarmouth is the popular tourist town of Freeport. Use Our Moving Box Calculator, Here Is a Weekly Moving Checklist To Follow When Moving Out Of Your House, Sell It Yourself With Our Flat Fee MLS Listings, Sell With Top Local Agents With Negotiated Discounts on Commissions. One of the downsides to living in Maine … After reading, we hope you have the information you need to start building a list of pros and cons to decide whether retiring in an RV is a good idea. Kennebunk. Although the good news is that Maine does not tax Social Security Income.Â, It is no secret that the weather in Maine can get fairly cold during the winter months, and the amount of snowfall that typically occurs can be quite high. As a mother in her fifties and daughter in her thirties, we both know that aging can be a difficult process, especially for women. 7 Secrets Realtors Don't Want You To Know About Selling Your House, © 2021 Realty Services Provided By Get Listed Realty, LLC. Other "best" retirement communities include the Berkshire college town of Williamstown, or the lake town of Worcester. Current … According to Zillow.com, the average rent for a two-bedroom apartment across the state is around $1750. Despite needing to heat your home for much of the year, the average resident in Maine spends around $87 a month on energy, that’s the lowest out of any of the New England states. The median price of a home here is slightly higher than the state average, at around $310k. Belfast. There’s also a state-enforced minimum wage of $10/hour here, much higher than the national average, which is great news for those in the service industry and other low-income work. Home - The Pros and Cons of Living in Each State - Living in Georgia Pros and Cons. The place has a suburban feel to it, with a lot of pretty tree-lined streets and large family homes, but there’s also more opportunity to rent apartments and condos here, compared to its sister town of Cape of Elizabeth. Bangor, named after the Welsh town all the way across the Atlantic, is a peaceful, low key and friendly city around 2.5 hours north of Portland. Saavy buyers will honestly look at the pros and cons of relocating to Maine . It’s a safe and tranquil town, so it’s a popular place for families, as well as people commuting into Portland. If you’re considering relocating to Maine, read on to find out everything you need to know before you make the move.  Let’s take a look at some of the locals’ favorite towns and cities across the state of Maine. Portland also has a pretty youthful and diverse population, in a state known for its older than average, and mainly white residents. Industries like paper production, shipbuilding, agriculture, and fishing are still prominent, but they’ve been scaled back to make way for areas such as tourism, retail, and tech. Maine is the north easternmost state of America. in Maine, which factors in the cost of a hospital bed and doctor and dentist visit is only .1% higher than the United States average. That being said, there’s also some pretty upscale parts of the city, so what you pay depends largely on the area you choose to live. Bangor’s pretty and compact downtown area has some great restaurants, bars, and coffee shops. From the viewpoint of a young adult attempting to adult (horrible term but whatever), I would say the cons far outweigh the pros. There’s no cheaper place to enjoy the charm of the country in North-eastern states than Maine. So we already know that Maine is famous for being one of the ‘oldest states in the nation’, with more over 55s than almost anywhere else in the country. Is Retiring in an RV a Good Idea? Check ourÂ, than that of the United States average, coming in at 96.5. The rolling silt sand dunes are the result of glacial deposits that have formed over centuries. Although the good news is that Maine does not tax Social Security Income.Â, While, for the most part, the cost of living is quite low in Maine, the cost of groceries is about, higher than the United States average. Bangor’s most famous resident is the world-famous horror writer, Steven King, who still writes his novels in the tranquil surroundings of his home here today. For example, if you’re renting in Bangor you’ll pay a pocket-friendly price of $893 per month, but if you head over to downtown Portland, the same size apartment will cost you around $1700 per month. The people tend to be pretty liberal and progressive when it comes to social issues too; Maine has a thriving LGBT scene, especially in Portland. Coming in at a close second is the Hannaford Bros grocery store chain, which has 59 stores across Maine, as well as in Vermont and New Hampshire. Pennsyl­vania ranked in the middle (26 out of 50) in the Tax Foundation’s 2018 State Tax Climate index.With an average tax burden of 10.2%, Pennsyl­vania was the 10 th highest in the nation. Nonetheless, it remains a very promising place to retire in and still contends as a sensible place for retirees to settle down.Â. and Partners. Chatham MA Lighthouse. New eBook - "100 Best Retirement … But please keep them to yourself! 12 Pros and Cons. The Agency for Healthcare Research and Quality calculated that the average individual employee’s contribution to healthcare in Maine is $1311 a year, over $100 cheaper than the national average. Anyone earning less than $21,450 per year will pay 5.8%. Earners between $21,450 and $50,750 pay 6.75%, and anything over that is taxed at 7.15%. Property prices are steadily on the rise here, with a current home costing an average of $395k. Low Cost of Living Required fields are marked *. So is making the move right for you and your family? With a population of just 1.3 million people, and an estimated 24 billion trees, it’s the ideal place to live for those who’ve had it with the rat race and are ready for a little breathing room. You’ll find those states listed below, with the pros and cons of each state, gathered from survey results. Maine is the nation’s coldest state during springtime. Like many cities of this size, there’s a good balance between homeowners and renters. The state’s majestic forests, rocky shoreline, unbeatable seafood, and opportunities abound. Thinking of retiring in a tropical paradise? The area was designed to offer an ideal balance of residential and commercial properties while emphasizing and … We wish we could give you that answer, but as we outlined above, there are many pros and cons to consider. Money that you can use to pay for your big move. The cities population is currently about 110,000, but is growing quickly. The average cost of a home in Bar Harbour is $376k, with prices set to rise by an estimated 4.7% in the coming year. Health care is also big business in Maine, with roughly 8% of the workforce employed in some kind of health or social assistance role. There’s also the famous Hollywood Casino Hotel and Raceway here, which draws in crowds from all around the state for a Vegas-style experience, in a much more peaceful setting than the Nevada version. A positive feedback loop of isolation. With almost every aspect of the cost of living, which includes but is not limited to housing, transportation, and utilities being cheaper than the United States average as well, the cost of living in Maine is quite affordable for almost anybody.Â, When comes the time for you to retire, you may be looking to cut down on costs, so the good thing about choosing to live in Maine will mean more of your retirement income in your pocket.Â, The housing prices in Maine are fairly reasonable, with the median home cost being $229,400, which is slightly lower than the United States Average. People actually do retire in Maine, although many have an escape plan for January and February for someplace to warm their toes. Read more about us here. Your email address will not be published. The National Buyers Agent Association released a new guide for home buyers to educate them about the pros and cons of moving to Maine, which is dubbed, "The Pine Tree State" Evergreen, United States - December 5, 2020 /PressCable/ — ... Maine is known to be a dream place for retirement. The biggest employer in the state is MaineHealth, an award-winning healthcare provider based in Portland. Maine doesn't offer very many opportunities outside of trade work for employment compared to other states, which is fine if you decide to be a plumber or electrician but for someone who isn't … There are also some of Portland’s best and most highly acclaimed restaurants here, serving up the freshest seafood in the state. What are the pros and cons? It’s a relatively sleepy community, with no major nightlife to speak of, but families love living here due to the peace, tranquillity, and safety of the community. More people are discovering that relocating this state can be very interesting, fun and exciting. I have always been a very discreet person living an ordinary life. The Food Network placed it in the top 5 list of ‘Most Delicious Destinations’ and The Huffington Post recently included the city in its list of ‘The Country’s Most Restaurant-Crazy Cities’. In fact, the cost of healthcare in Maine, which factors in the cost of a hospital bed and doctor and dentist visit is only .1% higher than the United States average. Malaysia is a top contender with American and European retirees. Portland, Maine: A Great Place to Retire for Your Health An old city bounded by water, Portland offers a small-town feel with big-city amenities, like Maine Medical Center. There are 3 income tax brackets in the state of Maine. It’s a really popular place for families, due to its super low crime rate; in fact, recent police statistics showed the number of violent crimes committed here last year was zero. Check Out These 8 Thrifty Options, How Many Boxes Do I Need To Move? The median home price here is $450k, but it’s possible to find apartments and condos for considerably less. As a result, there is also a lack of world cuisine available due to this lack of ethnic diversity.Â, There are plenty of amazing reasons to retire in Maine, the Pine Tree State, with one of the most compelling being the low cost of living and gorgeous scenery that only gets even more stunning during the fall months.Â, Additionally, this state has plenty for you to do with many museums to explore and an increasing senior community providing you with the opportunity to make plenty of friends.Â, However, the state does have a fairly high income tax rate, high grocery prices compared to other states and has a lack of diversity. Transportation overall, including public transportation, car maintenance costs, vehicle registration and vehicle taxes is also favorable, coming in 7.1% below the national average. Kennebunk is a seaside town with a tax burden of 15.70%, which is … There’s also the famous 40 acre ‘Desert of Maine’ just outside the city limits. Portland, Maine, not to be confused with its namesake in Oregon, is one of the biggest cities in the state. Despite being a relatively compact state, Maine has a huge selection of amazing things to see and do. Another perk of living in Bangor is the international airport here, which makes traveling around the country, and further afield, a breeze. According to WalletHub, Maine ranks as number 14 in terms of having the best healthcare in the United States, and it surprisingly does not come at too high of a price. At the same time you are less than two hours' drive from Boston and only four from New York City. It’s the kind of place where you can still bump into your neighbors walking down the street, and there’s a strong community spirit that makes it attractive to families. Maine is the cheapest state in New England; from housing to healthcare, you’ll be surprised at how far your money … Town in Maine. Although it’s not technically a desert, it certainly looks like one. 15 reviews. The average cost of rent is also cheaper in Maine than other places, with the monthly cost of a one-bedroom or two-bedroom being $801 or $1006, respectively—making both buying and renting an affordable opportunity to consider.Â, When you are looking to settle down, having plenty of people to make friends with is probably one of the things at the top of your list.Â, Well, the good thing about Maine is that it has a much higher aging population compared to the number of youth in the state, providing you with plenty of company to spend your time with.Â, Maine consistently ranks as one of the best states when it comes to the healthcare provided, as it has some of the best healthcare providers and hospitals available.Â. The current average home value across the state of Maine is around $245k, just a little more than the national average of $200k. I now feel happier than ever and hope to inspire you to do the same, no matter how old you are. Understanding the possible negative consequences of calling it a career can help you make a better transition from the role of worker to the role of new retiree. The state levies an income tax as high as 7.95%, though the state legislature reduced it … Where Are The Best Places To Live In Maine? If you were planning on keeping monthly costs relatively low for retirement, this might be a huge downside for you.Â, If living in a state with plenty of diversity and culture is essential for you, you will be disappointed to find out that there is not much diversity in the state of Maine. Sure, states like Florida, Arizona and California have lots of retirement communities. If you like to take good care of yourself, you’ll be in excellent company; people in Maine lead a pretty healthy lifestyle. The pros and cons of living in Maine (written for $5 by a woman in Florida) The great state of Maine can be beautiful, magnificent and brilliant, but it can also be downright cold, soggy and gray. The honeybee is the official state insect of Maine. The rugged Maine coast is a day trip, as are the rolling hills of Vermont. Money that you can use to pay for your big move. Another notable aspect that puts Maine on the map, is their notoriety for some of the best seafood in the world. Some of the links below are affiliate links, so we may receive a commission, at no cost to you, if you make a purchase through a link. In addition to all of the amazingly low costs in Maine, it also provides you with endless opportunities to see gorgeous scenery and stunning fall foliage. Of course, the price you pay depends on the location you choose.  There are an incredible 3500 miles of rugged Atlantic coastline to explore, stretching from the New Hampshire border to the Canadian province of New Brunswick, and plenty of opportunities for work, business and play. It starts to get expensive when you head to the grocery store though; Maine has the 6th highest grocery prices in the country. 3) A Best Place to Live in Texas: The Woodlands. If you decide to rent rather than buy your home, then you’ll be paying just 6% above the national average, which seems like a pretty fair deal for such a sought after area of the country. The area also sees a large number of tourists, many of them arriving on cruise ships that dock at the harbor during the warmer months. Montreal and Quebec are a leisurely day drive away. ISoldMyHouse.com has 3 ways for you to sell your house and NOT pay high commissions. There are some great bars with live music on the weekends, and some of Maine’s best seafood restaurants, as well as tons of great shopping malls and boutiques. The charming cobblestone streets of Portland’s Old Port area are packed with bustling coffee shops, independent breweries and bars, and some fantastic little shopping boutiques. Exeter is located in southern New Hampshire, just about a half an hour … There’s also a great public school system, so it’s a popular place to raise a family. Discuss the pros and cons of each location. It shares a border with the Canadian provinces of Quebec and New Brunswick to the north, the Atlantic Ocean to the southeast, and New Hampshire to the west. Lately, the state of Maine has become one of the more popular states to retire in for many reasons, but like any other place, retiring in Maine has both its pros and cons. This gorgeous coastal National Park is the perfect place to embrace the wild Atlantic coast and explore the thick dense forests that meet its shoreline. It’s a great place to live if you like the outdoors; there are tons of hiking trails and cycle paths within easy access of downtown. The vast amount of forests and stunning look over the east coast can be easily accessed and seen at the, , allowing you to enjoy the beautiful woodland, rocky beaches up close.Â, that celebrates Maine’s contribution to art in America, where you get a chance to eat some delicious seafood and watch the boats come to portÂ, amusement park, which is perfect for children or just those wishing to feel like a child, Spending time in the mountains where you can go skiing or snowboarding during the winter, such as the, as the safest state in the United States, with it having one of the lowest violent crime and property crime rates, making the state of Maine an amazing place to live and an easy choice when it comes to deciding where you want to spend the rest of your life.Â, One of the downsides to living in Maine is the fact that the income tax and retirement income tax rate can be as high as, . Maine’s downsides, however, can be a bit taxing. These, among many other reasons, make Maine an often-sought after destination for those looking for a change in the pace of life, job opportunities or a place to retire in their later years. In fact, the. He actively writes about real estate related topics such as buying and selling homes, how-to guides for around the house and home product recommendations. 90% of the state is still covered in forests, even to this day. The average low temperatures in Maine are about 12°F (-11.1°C), while the average high is 70°F (21.1°C) during the warmer months.Â, So, while you get to experience the beauty that all four seasons can bring, you may not experience the warmest weather.Â, While, for the most part, the cost of living is quite low in Maine, the cost of groceries is about 7% higher than the United States average. Maine is famous for having some of the very best seafood in the country, especially lobster. But are they the best retirement states?No, say rankings from Bankrate.com released in March 2017. How incredible a region Maine is for residing friends here notable aspect that puts Maine on the location you.. Money that you can use to pay for your big move a coincidence, but as outlined. To retirement, both in terms of lifestyle had to change in late. So many seniors to the Pine Tree state, gathered from survey results considering relocating to Maine state and parks. Read more about why this gorgeous state has a huge selection of amazing things to research before moving to.. Perks though as are the rolling silt sand dunes are the people up there of Vermont Portland! Rocky shoreline, unbeatable seafood, and opportunities abound coast is a example. Thriving restaurant scene of outlet stores, and in no particular order of ranking this state around... 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